If you are constantly bombarded by update requests from Apple, you are not alone. And the aggressive push to get everyone on macOS Monterey has been way beyond heavy-handed. With all the security, supplemental, and app updates for macOS it is hard to determine what to do. Here is a quick decision matrix to help.
If you are a business:
Apple provides updates and support for the last three operating systems. This means Catalina, Big Sur, and Monterey are still seen by Apple as current. If you are a business, everything is working, and you are on one of these systems, there is no compelling reason to update to Monterey. If it works, don't break it, as all operating system updates come with some new version that may break your current software, or require you to purchase something new.
Your Mac is from 2015 or older:
Newer versions of macOS are tough on older computers. If you have a machine that is older than six years, you may want to think more about replacing it than updating to Monterey.
Your Mac has the Apple Chip:
Monterey is optimized for the new Apple chips, so if you have a computer that has one, you may want to update. The one sticking point is if you hang a lot of drives and accessories from the machine. Most of these machines shipped with Big Sur, so if you want to hold off on updating, then that is an option. Big Sur is still supported by Apple.
